[WINNERS CHOSEN] [Ninja week '15 Give-away] One free ticket to a future group buy

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apsmith21

Operations Director
Staff Member
Aug 6, 2010
28,443
USA
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hi fellow Ninjas! Here are the rules of this prize package.

1) the group buy must be hosted by me
2) thread to be posted after ninja week (no current threads apply)
3) you must redeem within 3 months of ninja week
4) shipping is paid by you
5) the max item cost would be $45

TWO (2) winners will be chosen, regardless of location.

That's it, let's get to the question.

Frugal ninjas, what is the one tip you would give people to quickly and easily start spending less money?

WINNERS - @fleurgasm and @bloodsnake007
 
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Don't take drugs!
&
Don't come to HDN .........
.......jokes its the best place on the web (but seriously your money will disappear lol)


Thanks for the giveaway
 
TIP 1 - Do not join Hi-Def Ninja
TIP 2 - Do not buy a single steelbook
TIP 3 - Do not even glance at blurays! Buy the dvd instead!
TIP 4 - Don't look at DVDs, download them for free
TIP 5 - Don't download you can be fined
TIP 6 - Enter giveaways instead of buying the steelbooks ;)
TIP 7 - See TIP 6
TIP 8 - See TIP 7

Thanks for the giveaway! :d
 
Go through your collection and sell any duplicates you may find. I know it sounds crazy but happens to me all the time. Thanks Andy. :thumbs:
 
TIP 1 - Do not join Hi-Def Ninja
TIP 2 - Do not buy a single steelbook
TIP 3 - Do not even glance at blurays! Buy the dvd instead!
TIP 4 - Don't look at DVDs, download them for free
TIP 5 - Don't download you can be fined
TIP 6 - Enter giveaways instead of buying the steelbooks ;)
TIP 7 - See TIP 6
TIP 8 - See TIP 7

Thanks for the giveaway! :d
@PunkNinja :wacky: LOL! :p
 
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Don't buy steels of movies you haven't seen OR are uncertain of (blind buys are insane) and don't buy multiple copies. If you're going to buy multiple copies limit that junk to 1-2 of your very favorite flicks
 
be very picky, too many crappy movies getting the steelbook treatment. just buy tge ones you really like, it is slmost impossible to get all of them

thanks again Andy
 
Well i'd say stop smoking!

No way i'd tell a collector to stop spending money on his addiction lol

Thanks for this great give away, good idea! :)
 
Wow, awesome give-away! Thanks for the opportunity :).

Really the first step you have to take before you can budget is to properly track everything. Put together a running list (preferably in Excel/Google sheets) of all your monthly expenses. Approximate as best you can to start... after a few months you'll have a better picture of actual spend in categories like groceries, eating out, "fun" money, etc. For expenses that are annual or semi-monthly, divide them out evenly across each month so you can properly hold back money in that category for when the expense actually occurs (e.g. I have a $20 gym maintenance fee that occurs twice a year, so I categorize that as a $3.33 expense every month).

From there, total up all the monthly expenses and subtract that number from your post-tax income. If it's negative, you're in trouble and need to eliminate some of the categories. If it's positive, you take the leftover amount and that should be used for savings.

Utilize additional spreadsheets to track continued spend through each month. As mentioned above, you'll get a clear picture after 3-4 months and better see where you can cut back to try increase the "leftovers" (difference between income and expenses) for your savings. As you see pay raises, additional purchases (mortgage, new car) simply add those costs into your monthly expense and income totals and continue to adjust categories as necessary.
 
TIP 1 - Do not join Hi-Def Ninja
TIP 2 - Do not buy a single steelbook
TIP 3 - Do not even glance at blurays! Buy the dvd instead!
TIP 4 - Don't look at DVDs, download them for free
TIP 5 - Don't download you can be fined
TIP 6 - Enter giveaways instead of buying the steelbooks ;)
TIP 7 - See TIP 6
TIP 8 - See TIP 7

Thanks for the giveaway! :d

Too little too late :grumpy:
This is my personal bank.
pb.jpg
 
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